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American Express

American Express Credit Card Offers & Reviews

Updated on August 27, 2024


Here you will find all the latest and best American Express Canada Credit Card Offers.
Travel Rewards, Membership Rewards, Aeroplan, Cash Back, and Small Business cards - they're all listed below.

American Express Canada is home to some of the most rewarding and benefit laden credit cards in the market. They are best known for their proprietary Membership Rewards Cards plus they also issue cards for Air Canada Aeroplan, Marriott Bonvoy as well as cash back rewards credit cards.

Below you will find the latest offers and reviews for American Express personal and business cards.


Travel Rewards Cards


American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card

The Platinum Card from American Express

Top Ultra Premium Travel Rewards Credit Card

The Platinum Card®

2024 Top Ultra Premium Credit Card
Earn up to 100,000 Membership Rewards® points - that’s up to $1,000 towards a weekend away

Annual Fee: $799 | Additional Card Fee: $250 for Platinum, $0 for Gold (First 2 Cards) then $50 each



Terms & Conditions apply




  • New Platinum® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
  • Plus, earn 30,000 points when you make a purchase between 14 and 17 months of Cardmembership

  • Earn 2 points for every $1 in Card purchases on eligible dining and food delivery in Canada, 2 points for every $1 in Card purchases on eligible travel, and 1 point for every $1 in all other Card purchases
  • Access a $200 Annual Travel Credit through American Express Travel Online or Platinum® Card Travel Service
  • Enjoy a $200 Annual Dining Credit at some of Canada’s best restaurants
  • Unlock $200 or more in additional value with Member extras. You can earn statement credits for qualifying purchases with participating brands

  • Take full advantage of The American Express Global Lounge CollectionTM  which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience
  • Enjoy flexible ways to use your points such as statement credits for any eligible purchase charged to your Card, new travel purchases booked on American Express Travel Online through the Flexible Points Travel Program, and eligible flights through the Fixed Points Travel Program
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  •  Enjoy complimentary benefits that offer an average value of $600 USD at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts
  • Platinum Cardmembers can enjoy access to special events and unique opportunities
  • Enjoy premium benefits at the Toronto Pearson Airport
  • You will also have access to many leading hotel and car rental companies’ loyalty programs. Our partners include Marriott International, Hilton Hotels and Resorts, Hertz and Avis

  • Interest applies in accordance with your Cardmember Agreement, Information Box, and Disclosure statement if the total New Balance is not paid by the Payment Due Date each month. All payments must be received by the Payment Due Date shown on the monthly statement
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for The Platinum Card from American Express


American Express Gold Rewards Card



American Express® Gold Rewards Card®

Ranked the 3rd best overall travel rewards credit card in Canada
Earn up to 60,000 Membership Rewards® points

New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card
This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation.

Annual Fee: $250 | Additional Card Fee: $0 for first additional a card, $50 for all others | Annual interest rate 21.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more
  • Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else
  • The Card is now available in your choice of Gold or Rose Gold metal options
  • Receive a $50 CAD statement credit when a NEXUS application or renewal fee is charged to your American Express Gold Rewards Card
  • You have access to an annual $100 CAD Travel Credit, compliments of your American Express Gold Rewards Card. Use the credit once annually towards any single travel booking of $100 or more charged to your Gold Rewards Card through American Express Travel Online
  • As a Gold Rewards Cardmember, you can receive complimentary membership in Priority PassTM  – one of the world’s largest independent airport lounge programs. Escape the chaos of airports and relax in an oasis of calm and simply enjoy the fact that the travel experience has begun before your plane has even left the ground. Enrollment is required and entry fees apply
  • Enjoy four (4) complimentary visits per Calendar year to Plaza Premium Lounges across Canada. Entry fees apply once complimentary visits have been used
  • Charge any eligible purchase to your credit Card then log in to redeem your earned points for a statement credit
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • 1 Free Additional Gold Rewards Card (a $50 value) to help you earn points faster
  •  Subject to approval. The preferred rate for purchases is 21.99% and funds advances is 21.99%. If you have Missed Payments, the applicable rates for your account will be 25.99% and/or 28.99%. See the information box included with the application for the definition of Missed Payment and which rates apply to charges on your account and other details
  • *American Express is not responsible for maintaining of monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
  • Click here to apply for the American Express Gold Rewards Card


Marriott Bonvoy American Express Card



Marriott Bonvoy™ American Express®* Card

New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time

Annual Fee: $120 | Additional Card Fee: $0 | Annual interest rate 21.99% on purchases



Terms & Conditions apply




  • Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy®
  • Earn 2 points for every $1 in all other Card purchases
  • Receive an Annual Free Night Award for up to 35,000 points at eligible hotels and resorts worldwide every year after your first anniversary
  • No annual fee on Additional Cards
  • Redeem points for free nights with no blackout dates at over 7,000 of the world’s most desired hotels
  • Automatic Marriott Bonvoy Silver Elite status membership 
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy® American Express®* Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Enjoy an automatic upgrade to Marriott Bonvoy Gold Elite status when you reach $30,000 in purchases on the Card each year or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.
  • Click here to apply for the Marriott Bonvoy American Express Card


American Express Green Card

Top No Fee Travel Rewards Credit Card

American Express® Green Card

2024 Top No Fee Travel Rewards Credit Card
Get the Card that lets you live in the moment while getting ready for the future. The American Express® Green Card lets you go for it with every swipe or tap of your Card

As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.  That’s $100 towards groceries or concert tickets

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99% Variable



Terms & Conditions apply




  • Earn 1x the points on Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (All eligible purchases: 1,000 points = $10 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
  • Click here to apply for the American Express Green Card





Aeroplan Cards


American Express Aeroplan Card



American Express® Aeroplan®* Card

New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points

Annual Fee: $120 | Additional Card Fee: $50 for each Additional Aeroplan®* Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* No Fee Card to earn points faster



Terms & Conditions apply




  • New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:
    - Earn 30,000 Aeroplan points after spending $3,000 in purchases on your Card within the first 3 months.
    - Plus, earn an additional 20,000 Aeroplan points when you spend $1,000 in purchases in month 13
    - That’s up to $1,100 or more in value when you combine your welcome bonus points and card benefits.
  • Standard Earn Rate: Earn 2X the points on eligible purchases made directly with Air Canada®* and Air Canada vacations®*.
  • Standard Earn Rate: Earn 1.5X the points on eligible Dining and Food Delivery purchases in Canada
  • Standard Earn Rate: Earn 1X the points on everything else
  • Enjoy your first checked bag free (up to 23kg/50lb) for up to 9 people travelling on the same reservation on Air Canada®* flights
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible net purchases charged to your Card
  • As an American Express Aeroplan Cardmember, you can often book flight rewards for even fewer points with preferred pricing
  • American Express® Experiences: From music and movies, to specially curated dining and online shopping opportunities, stay connected with all that we have to offer from the comfort of your own home
  • Enjoy an array of travel related insurance benefits such as Lost or Stolen Baggage Insurance and up to $500,000 in Travel Accident Insurance
  • 24/7 Customer Service and Emergency Card Replacement
  •  As part of our commitment to sustainability, the American Express® Aeroplan®* Card has been made with 70% reclaimed plastic
  • No pre-set spending limit on purchases gives you flexibility. Using a charge card is a great way to manage your finances as the balance must be paid in full each month*
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply. 
  • Click here to apply for the American Express Aeroplan Card


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Reserve Card

New American Express® Aeroplan®* Reserve Cardmembers can earn up to 85,000 Aeroplan points

Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months
Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13
That’s up to $2,600 or more in value when you combine your welcome bonus points and card benefits

Annual Fee: $599 | Additional Card Fee: $199 for each Additional Aeroplan®* Reserve Card to share some of the benefits and earn Aeroplan points faster $0 for each Additional Aeroplan®* Reserve No Fee Card to earn points faster Annual interest rate 21.99% on purchases and 21.99% on funds advances



Terms & Conditions apply




  • New Offer: Cardmembers can now get an extra night free for every 3 consecutive hotel nights redeemed with Aeroplan points. Offer ends December 31, 2024
  • Highest Air Canada earn rate on an Aeroplan payment card in Canada: Earn 3X the points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*
  • Standard Earn Rate: Earn 2X the points on eligible Dining and Food Delivery purchases in Canada and earn 1.25X the points on everything else
  • Get through the airport quicker with Air Canada Priority Check-In, Air Canada Priority Boarding and Air Canada Priority Baggage Handling
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Enjoy access to select Air Canada Maple Leaf LoungesTM* and Air Canada CaféTM in North America for you and a guest, with a same day ticket on a departing Air Canada or Star Alliance flight
  • Enjoy your eligible first checked bag free for up to 9 people travelling on the same reservation on Air Canada flights
  • Roll over any unallocated Aeroplan EliteTM* Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels
  • American Express® Experiences opens doors for you to access a number of special events, including special dining experiences, VIP parties, advance film screenings and more
  • Get more from your travel experience at Toronto Pearson International Airport with:
    • Access to Pearson Priority Security Lane
    • Complimentary valet service at the Express Park and Daily Park
    • 15% discount on parking rates at the Express Park and Daily Park
    • 15% discount on Car Care Services
  • Get access to more than 1,200 Priority Pass airport lounges and enjoy an oasis of comfort before your flight, regardless of your airline or cabin class
  • Insurance Coverage: whether you’re shopping nearby or travelling abroad, you can feel confident knowing you can be taken care of
  • American Express® Aeroplan®* Reserve Card is made from precision cut and engraved 13g metal – it’s the perfect companion on your next exceptional journey
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. 
  • Click here to apply for the American Express Aeroplan Card


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Business Reserve Card

Earn up to 90,000 Welcome Bonus Aeroplan®* points.

Annual Fee: $599 | Additional Card Fee: $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster | Annual interest rate 21.99% on purchases



Terms & Conditions apply




Earn up to 90,000 Welcome Bonus Aeroplan®* points

  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment

Cash Back Cards


SimplyCash Preferred Card from American Express

Top No Fee Travel Rewards Credit Card

SimplyCash® Preferred Card from American Express

2024 Top Cash Back Rewards Credit Card
Earn accelerated earn rates on eligible gas and grocery purchases

Earn a bonus 10% cash back on all purchases for your first 3 months (up to $2,000 in purchases). Plus, earn a $50 statement credit when you make a purchase in month 13. This could add up to $250 in bonus value in your first 13 months.

Monthly Fee: $9.99 ($119.88 annually) | Additional Card Fee: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 4% cash back on eligible gas station purchases in Canada, 4% cash back on eligible grocery store purchases in Canada (up to $1,200 cash back annually) and 2% cash back on all other purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Extensive insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the SimplyCash® Preferred Card from American Express


SimplyCash Card from American Express


SimplyCash® Card from American Express

In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances; Missed payment applicable rates, 25.99% - 28.99%



Terms & Conditions apply




  • Earn accelerated earn rates on eligible gas and grocery purchases
  • Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
  • Access events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the SimplyCash® Card from American Express

Small Business Cards


Business Platinum Card® from American Express

Business Platinum Card® from American Express

Earn up to 120,000 bonus Membership Rewards® points

Annual Fee: $799 | Additional Card Fee: $250 annually for Business Platinum Cards; $0 for Business Gold Cards | Purchase Interest: 21.99-28.99% on Flexible Payment Option limit and 30% on Due In Full balance



Terms & Conditions apply




  • Earn 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership.
  • Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership.
  • That’s up to $1,200 in statement credit that can be reinvested in your business

Earn points that you can redeem in a variety of ways.

  • Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.
  • Bolster your business with up to $820 in annual business and travel statement credit
  • Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
  • Enroll and earn up to $120 in eligible Wireless Credits each year.
  • Access a $200 Annual Travel Credit each year of your Cardmembership

Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option.
  • This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.

Enjoy exclusive benefits for you and your business.

  • Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1300 airport lounges worldwide. This includes The Centurion® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
  • Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
  • Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
  • Enjoy complimentary benefits that offer an average total value of $600 USD* at over 1,500 extraordinary properties worldwide when you book Fine Hotels + Resorts.
  • Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
  • Enjoy access to specialty services and events, preferential treatment, and a dedicated Concierge team.
  • Access a $100 CAD credit for NEXUS every 4 years with your Cardmembership
  • Access comprehensive insurance coverage for your travel needs.
  • Equip your business with Mobile Device Insurance

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment


American Express® Business Gold Rewards Card


American Express® Business Gold Rewards Card

Earn 40,000 bonus Membership Rewards® points

Earn a welcome bonus of 40,000 Membership Rewards® points after spending $7,500 in purchases within the first three months of Card membership.
Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
That’s $400 in statement credits that can be reinvested in your business.

Annual Fee: $199 | Additional Card Fee: $50 | Purchase Interest: 21.99% on Flexible Payment Option limit and 30% on Due In Full balance



Terms & Conditions apply




Earn points that you can redeem in a variety of ways

  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option 
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs.

  • Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
  • Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance

Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card.

  • Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection® Plan
  • Double the manufacturer’s original warranty up to one additional year with Buyer’s Assurance® Protection Plan

Access to coverage for mobile devices purchased for business use.

  • Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.


American Express Aeroplan Reserve Card



American Express® Aeroplan®* Business Reserve Card

Earn up to 90,000 Welcome Bonus Aeroplan®* points.

Annual Fee: $599 | Additional Card Fee: $199 for Aeroplan®* Business Reserve Cards to share some of the benefits and earn Aeroplan points faster, $0 for Aeroplan®* Business Reserve No Fee Cards to earn points faster | Annual interest rate 21.99% on purchases



Terms & Conditions apply




Earn up to 90,000 Welcome Bonus Aeroplan®* points

  • Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.
  • Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.

Earn Aeroplan points that you can redeem in a variety of ways.

  • Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations®*, 2 points for every $1 spent on eligible hotels and car rentals.
  • Earn 1.25 points for every $1 spent on everything else.

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.

Unlock business travel possibilities to make every work trip one to look forward to.

  • Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight—regardless of your choice of airline or cabin class
  • Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance®* flight
  • Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
  • Enjoy your first checked bag free (up to 23kg/50lb) when your travel originates on an Air Canada flight, together with up to eight companions travelling on the same reservation
  • Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
  • Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
  • Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
  • If you’re departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
  • Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
  • Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
  • Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
  • Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
  • Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President’s Club

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment


Marriott Bonvoy Business American Express Card



Marriott Bonvoy™ Business American Express® Card

Earn 60,000 Welcome Bonus Marriott Bonvoy® points after you spend $5,000 on your Card in your first three months of Cardmembership.

Annual Fee: $150 | Additional Card Fee: $50 | Annual interest rate 21.99% on purchases



Terms & Conditions apply




Earn Marriott Bonvoy points that you can redeem in a variety of ways.

  • Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels.
  • Earn 3 points for every $1 spent on eligible gas, dining and travel after your welcome offer ends, or the cap is reached.
  • Earn 2 points for every $1 spent on everything else
  • Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines

Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.

  • Leverage your cash flow with the option of carrying a balance or paying in full each month
  • Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn.

Experience the exclusive benefits of the Marriott Bonvoy® Business American Express®* Card.

  • Receive an Annual Free Night Award automatically each year after your anniversary
  • Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program
  • Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card.

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.

 

Tips

American Express Card reviews:

American Express Cobalt Card
American Express Cobalt™ Card Review

Here is our updated review of the best travel rewards card in Canada and also the best cash back card in Canada. It stormed onto the market in 2017 and continues to be the best. It was the first card to award a true 5 points per dollar worth no less than 5% and now with Aeroplan conversion it earns the most Aeroplan points

Read the full review here
The Platinum Card from American Express
The Platinum Card® from American Express Review

The Platinum Card from American Express is a card chock-full of benefits, perks and value. It has been in the Canadian market for many years now and is a mainstay in many points and miles enthusiasts wallets as well as astute travellers looking to make their sought after trips and vacations even better!

Read the full review here
American Express Aeroplan Reserve Card
American Express Aeroplan Reserve Card Review

Amex's Ultra Premium Aeroplan credit card provides strong points earning and a wealth of benefits when flying Air Canada


Read the full review here
American Express gold Rewards Card
American Express® Gold Rewards Card
Review

The American Express Gold Rewards Card is a card targeted towards Canadians who love to travel and want to avail of benefits that can make that travel better but don't require or want to pay for an Ultra Premium Card

Read the full review here
SimplyCash Preferred Card from American Express
SimplyCash Preferred Card from American Express
Review

The SimplyCash Preferred Card from American Express underwent some changes recently and with those changes regained the crown as the best cash back card in Canada.

Read the full review here
SimplyCash Card from American Express
SimplyCash Card from American Express Review

American Express' no fee cash back card offering is one of the best in the market offering up to 2% cash back

Read the full review here
American Express Aeroplan Card
American Express Aeroplan Card
Review

A mid-level charge card for Canadians who like to travel on Air Canada and/or have Aeroplan as their primary loyalty program!


Read the full review here
American Express Green Card
American Express Green Card Review

Ranked as the number one no fee travel rewards credit card with in Canada the American Express Green Card shines with its reward flexiblilty! From cash back to any travel to Aeroplan points. You name it this card offers it.


Read the full review here
Marriott Bonvoy Review
Marriott Bonvoy™ American Express®* Card Review

The best hotel credit card in Canada is the Marriott Bonvoy™ American Express®* Card and in fact is one of the best overall travel rewards credit cards! It consistently ranks in the Top 5 Cards in Canada thanks to its ability to provide huge outsized value and by providing some amazing benefits.

Read the full review here
Marriott Bonvoy Business Review
Marriott Bonvoy™ Business American Express® Card Review

Being similar to consumer version of this card, the Marriott Bonvoy™ Business American Express®* Card is one of the best overall travel rewards business credit cards in Canada! This is due to its ability to provide outsized value and having some amazing benefits.

Read the full review here
Business Platinum Card from American Express
Business Platinum Card® from American Express Review

The Business Platinum Card® from American Express is a card targeted towards Canadian small business* owners who love to travel and want to avail of benefits that can make that travel better. It is due to these benefits and valuable points that make this the best Ultra Premium business card.

Read the full review here
American Express Aeroplan Business Reserve Card
American Express Aeroplan Business Reserve Card Review

The best small business Aeroplan credit card provides strong points earning and a wealth of benefits when flying Air Canada


Read the full review here
American Express Business Gold Rewards Card
American Express Business Gold Rewards Card Review

This card has been a mainstay in American Express' Small Business card portfolio for quite sometime now. The card underwent some slight changes in 2021 that saw its bonus earn rate structure change, had its annual fee decrease and had mobile device insurance added.

Read the full review here




Amex Offers

Check out our Guide to American Express Canada 'Amex Offers' to learn more!

For most offers you should receive an email from American Express to know that you are eligible to register for them. However you can also check to see what offers you are eligible for by signing in to your American Express account online or via the Amex mobile app. Here is a list of the known offers at this time:

Merchant

Offer Details

Auberge Spend at least $1,000 in qualifying purchases using your registered Card directly at participating Auberge Resorts Collection location(s) in the US, Mexico, Costa Rica, and Europe or at https://aubergeresorts.com/resorts/ by 31/12/2024 and earn a one-time $200 statement credit. Terms apply.
Avis Spend at least $250 in qualifying purchases using your registered Card directly at participating Avis Car Rental location(s) or at https://www.avis.ca/en by 06/11/2024 and earn a one-time $50 statement credit. Valid on corporate-owned locations only. Registration cap applies. Terms apply.
Bay Bloor Radio Spend at least $800 in qualifying purchases using your registered Card at Bay Bloor Radio location in Toronto or at https://baybloorradio.com by 30/09/2024 and earn a one-time $150 statement credit. Registration cap applies. Terms apply.
Brilliant Earth Spend at least $500 in qualifying purchases using your registered Card at brilliantearth.com/en-ca/ by 17/12/2024 and earn a one-time $125 statement credit. Registration cap applies. Terms apply.
Crave Spend at least $600 in qualifying purchases using your registered Card instore at participating Burberry location(s), at https://ca.burberry.com/?language=en or on Burberry's mobile application by 30/09/2024 and earn a one-time $120 statement credit. Terms apply.
Carnivore Club New Bonus OfferSpend at least $75 in qualifying purchases using your registered Card at www.carnivoreclub.co by 21/03/2025 and earn a $20 statement credit. Limit of 2 credits. Terms apply.
Cookin Spend at least $50 in qualifying purchases using your registered Card online at cookin.com by 31/12/2024 and get 20% of your total purchase as a credit. Up to $100
Crave Spend at least $99.90 in a qualifying annual subscription purchase using your registered Card to subscribe directly through Crave online at www.crave.ca/en by 31/10/2024 and earn a one-time $20 statement credit. Registration cap applies. Terms apply.
Dell From 05/07/2023 to 31/12/2026, when you use your registered Card to spend up to $50 in qualifying purchases every 6 months at www.dell.com/en-ca, you can get up to $50 in statement credits. Terms apply.
Dior Make a qualifying purchase of at least $119.99 in a single transaction on an annual Disney+ subscription using your registered Card at www.disneyplus.com/sign-up by 31/12/2024 and earn a $60 statement credit. Limit of 1 credit. Terms apply.
Dominos Make a qualifying purchase of at least $25 (CAD) using your registered Card directly at participating Dominos location(s), online at www.dominos.ca, or on the Dominos App by 15/09/2024 and earn a $5 (CAD) statement credit. Limit of 3 credits. Registration cap applies. Terms apply.
Drop Box Spend at least $100 in qualifying purchases using your registered Card at www.dropbox.com in Canada by 01/11/2024 and earn a one-time $40 statement credit. Terms apply.
Enterprise Spend at least $300 in qualifying purchases using your registered Card at participating Enterprise Rent-A-Car location(s) or at www.enterprise.ca/en/home.html by 31/12/2024 and earn a one-time $60 statement credit. Registration cap applies. Terms apply.
Esor Atelier Spend at least $150 in qualifying purchases using your registered Card at www.esoratelier.com by 20/12/2024 and earn a $50 statement credit. Limit of 2 credits. Terms apply.
Fubo Register your eligible Card and earn a one-time $25 statement credit when you sign up for a Fubo subscription purchase of at least $40 charged to your registered Card at www.fubo.tv by 07/03/2025. Terms apply. You can cancel your subscription at any time.
HelloFresh Spend at least $40 in qualifying meal kit subscription purchases using your registered Card at https://hellofresh.ca/amhello by 09/11/2024 and earn a one-time $10 statement credit. Registration cap applies. Terms apply. You can cancel your subscription at any time.
Instacart Earn one (1) $10 statement credit for each month in which you make a qualifying purchase of at least $10 in a single transaction using your registered Card online at www.instacart.ca or in the Instacart app in Canada until 31/12/2024. Earn a maximum of $150 in statement credits within a 15-month period. Terms apply.
Lancome Spend at least $225 in qualifying purchases using your registered Card at www.lancome.ca by 29/10/2024 and earn a one-time $50 statement credit. Registration cap applies. Terms apply.
lenovo Spend at least $750 in qualifying purchases using your registered Card at https://www.lenovo.com/ca/en/pc/ by 30/09/2024 and earn a one-time $75 statement credit. Registration cap applies. Terms apply.
lululemon Spend at least $100 in qualifying purchases using your registered Card at https://shop.lululemon.com/en-ca/ or on the lululemon app by 03/11/2024 and earn a one-time $20 statement credit. Registration cap applies. Terms apply.
lululemon Earn a $50 credit when you spend at least $200 in qualifying purchases using your registered Card at shop.lululemon.com/en-ca/ by 31/12/2024. Spend another $200 in qualifying online purchases between 01/01/2025 and 30/06/2025 to earn another $50 statement credit. Limit of 2 credits. Terms apply.
KITS Eyecare Spend at least $10 in qualifying purchases using your registered Card at participating TransLink location(s) or at www.compasscard.ca by 31/10/2024 and earn a $3 statement credit. Limit of 3 credits. Registration cap applies. Terms apply.
Langham Hotels & Resorts Spend at least $750 in qualifying purchases with your registered Card at participating The Langham Hotels & Resorts location(s) by booking directly or online at www.langhamhotels.com/en/ by 30/09/2024, and earn a one-time $150 statement credit. Terms apply
Marriott Spend at least $250 in qualifying purchases using your registered Card at participating Marriott Bonvoy hotels across U.S and Canada, at www.marriott.com or on the Marriott Bonvoy mobile application by 15/12/2024 and earn a one-time $60 (CAD) statement credit. Registration cap applies. Terms apply.
Michael Hill Spend at least $800 in qualifying purchases using your registered Card at participating Michael Hill location(s) or at www.michaelhill.ca by 28/08/2024 and earn a one-time $150 statement credit. Terms apply.
Mini Mioche Spend at least $120 in qualifying purchases using your registered Card at www.minimioche.com by 11/12/2024 and earn a one-time $25 statement credit. Terms apply.
Norwegian Cruise Line Spend at least $1,000 in qualifying purchases using your registered Card at www.ncl.com/ca/en/vacations by 02/11/2024 and earn a one-time $250 statement credit. Registration cap applies. Terms apply.
Old Ports Boutique in Montreal Spend at least $30 in qualifying purchases using your registered Card in-store at participating Old Port Boutiques in Montreal by 15/10/2024 and earn a one-time $10 statement credit. Registration cap applies. Terms apply.
Skip Spend at least $20 in qualifying purchases using your registered Card at www.skipthedishes.com or on the Skip app by 31/12/2024 and earn a $10 statement credit. Limit of 2 credits. Registration cap applies. Terms apply
Somm From 01/05/2024 to 01/05/2026, get a statement credit equal to 20% of total qualifying Somm & DINR purchases on memberships, events and more when you use your registered Card online at www.getdinr.com/cru or in the Somm app. You can get up to $350 in statement credits per calendar year. Terms apply.
Swarovski Spend at least $250 in qualifying purchases using your registered Card at participating Swarovski location(s) or at www.swarovski.com/en_GB-CA/ by 25/10/2024 and earn a one-time $50 statement credit. Registration cap applies. Terms apply.
Saxx Spend at least $50 in qualifying purchases using your registered Card in-store at participating restaurants located inside the Toronto Pearson International Airport by 30/09/2024 and earn a $25 statement credit. Limit of 3 credits. Terms apply.
TransLink Spend at least $10 in qualifying purchases using your registered Card at participating TransLink location(s) or at www.compasscard.ca by 31/10/2024 and earn a $3 statement credit. Limit of 3 credits. Registration cap applies. Terms apply.
TSN Make a qualifying monthly subscription purchase of at least $19.99 using your registered Card to subscribe directly through TSN at www.tsn.ca/ by 31/10/2024 and earn a $6 statement credit. Limit of 3 credits. Registration cap applies. Terms apply.
Underpar Spend at least $150 in qualifying purchases using your registered Card at www.underpar.com by 07/10/2024 and earn a one-time $25 statement credit. Terms apply.
Uniworld Spend at least $2,000 CAD in qualifying cruise purchases using your registered Card at www.uniworld.com/ca/amexcardmember by 31/12/2024 and earn a one-time $500 statement credit. Registration cap applies. Terms apply
UP Express Spend at least $9 in qualifying purchases using your registered Card at participating UP Express location(s) in Toronto or at www.upexpress.com/en by 31/10/2024 and earn a $3 statement credit. Limit of 2 credits. Registration cap applies. Terms apply.
Vyno Spend at least $150 in qualifying purchases using your registered Card at www.vyno.ca by 31/12/2024 and earn a $30 statement credit. Limit of 2 credits. Terms apply.
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