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Welcome to Canada's original and premier loyalty rewards resource.
Since launching in 2001, Rewards Canada has provided miles, points and credit card tips, tricks, news & much more to millions of Canadians!
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Air France KLM Flying Blue Promo Rewards

25% off reward flights from Montreal & Ottawa to Europe, Turkey and North Africa

Air France KLM's Flying Blue Promo Rewards for September offer 25% off premium economy and business class out of Montreal and business class out of Ottawa.

Check them out here


Latest video and podcast:
This Week in RWRDS: September 20, 2024

This week we look at the news we broke that Mastercard cards are losing their free Boingo Wi-Fi benefit, Coast Rewards mystery vacation contest, the AIR MILES Shop the Block promotion and more in our weekly credit card and loyalty rewards newscast!

Listen or watch here

 From the RWRDS blog:

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From the blog

 The latest in points, miles, & travel:


Latest Video  Deals



IHG One Rewards
Receive 15% off rewards nights at three IHG Hotels in Canada

More deals:




Top 5 Credit Cards

 Featured Credit Cards:



American Express Cobalt Card

Top Overall Travel Rewards Credit Card Top Hybrid Travel Credit

American Express Cobalt® Card

2024 Top Overall Travel Rewards Card | 2024 Top Hybrid Travel Rewards Card
In your first year as a new Cobalt Cardmember, you can earn 1,250 Membership Rewards® points for each monthly billing period in which you spend $750 in net purchases on your Card. This could add up to 15,000 points in a year. That’s up to $150 towards a weekend getaway or concert tickets

Monthly Fee $12.99/month of Cardmembership ($155.88 annually) | Additional Cards: $0 | Annual interest rate 21.99% on purchases and 21.99% on funds advances

  • Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery. Spend cap applies.
  • Earn 3x the points on eligible streaming subscriptions in Canada
  • Earn 2x the points on eligible ride shares, transit & gas in Canada
  • Earn 1 additional point on eligible hotel and car rental bookings via American Express Travel Online 
  • Earn 1x point for every $1 in Card purchases everywhere else
  • Enjoy access to hotel bookings, a room upgrade (when available), 12pm check-in and late check-out (when available), and up to $100 USD hotel credit to use on amenities when charged to the room for a stay of 2 or more consecutive nights through The Hotel Collection from American Express Travel
  • Transfer points 1:1 to several frequent flyer and other loyalty programs
  • Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
  • Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
  • Click here to apply for the American Express Cobalt Card


Simplii Financial™ Cash Back Visa* Card

Simplii Financial™ Cash Back Visa* Card

Sign up for a SimpliiTM Financial Cash Back Visa* Card by October 31, 2024 and get a $100 Skip Digital Gift Card after you spend $100 with your new Simplii Cash Back Visa card by November 30, 2024†
Plus, for your first 4 months with a Simplii Financial Cash Back Visa* Card, enjoy 10% cash back on eligible restaurants, food delivery and bar purchases. Up to $500 spend †.

Annual Fee: $0 | Additional Card Fee: $0 | Annual interest rate 20.99%‡ on purchases and 22.99%‡ on cash advances/balance transfers| $15,000 annual household income



Click apply now for full Terms & Conditions




  • Earn 4% on eligible restaurant, bar and coffee shop purchases up to $5,000 spend per year †
  • Earn 1.5% on eligible gas, groceries, drugstore purchases and pre-authorized payments, up to $15,000 per year †
  • Earn 0.5% on on all other credit card purchases with no limit on how much you can earn †
  • Purchase Security and Extended Protection Insurance †
  • Click here to apply for Simplii Financial™ Cash Back Visa* Card

† Terms and conditions apply. Click ‘Apply Now’ for complete details.This offer is not available for residents of Quebec
‡ "Purchase" means any Transaction other than a Cash Advance, Balance Transfer or Convenience Cheque. "Cash" means a Cash Advance, Balance Transfer and Convenience Cheque. Interest rates may change from time to time.



RBC Avion Visa Infinite Card

RBC Avion Visa Infinite Card

Get up to 55,000 Avion points* (a value of up to $1,100†), that’s enough to fly anywhere in North America or the Caribbean!

Annual Fee: $120 | Additional Card Fee: $50 | 20.99% on purchases 22.99%* on cash advances and balance transfers *21.99% if you reside in Quebec.



Terms & Conditions apply




  • Get 35,000 Welcome Points on approval* and 20,000 points when you spend $5,000 within the first 6 months of card opening
  • Earn 1 Avion point for every dollar you spend* and an extra 25% on eligible travel purchases.
  • When you are ready to travel again, Avioners can book flights with points on any airline, on any flight, at any time, early or last minute, with no blackout periods or restrictions.
  • Avioners earn points that never expire so your points will be waiting for your next adventure.
  • Redeem your points for travel and more. Use points for anything from paying bills and paying your card balance to redeeming for Gift Cards and Merchandise at top brands like Apple. The Avion Rewards program gives you the freedom of choice to use your points your way, and helps you make the most as an Avioner.
  • Eligible Avion Rewards members can also convert points to other loyalty programs including WestJet dollars, British Airways Avios points and Hudson’s Bay Rewards points.
  • Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion rewards points
  • Link your RBC card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
  • Get access to RBC offers which provides access to earn points faster at specified brands
  • Extensive insurance including: mobile device insurance, travel insurance (trip cancellation, interruption and emergency medical) and other eligible purchases to protect you and your family
  • Avioners get access to luxury Visa Infinite benefits including first in line for exclusive events, and hotel and dining benefits.
  • Avioners no longer need 14-days to book travel using the RBC grid
  • Up to a 2.3% return on your spending depending on which reward ticket you book
  • Unwritten ability to redeem for Business Class tickets although at a lower rate of return when compared to the Avion Reward chart
  • Get $0 delivery fees for 12 months from DoorDash17 - Add your eligible RBC credit card to your DoorDash account to:
    • Get a 12-month complimentary DashPass subscription18 – a value of almost $120
    • Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Corresponding legal references and product terms are available on the RBC website, which will be available and agreed upon in the customer onboarding process.



From the blog

 Learn:


Credit Card Spending Caps explained
Loyalty Lesson: Credit Card Spending Caps Explained

We look at how credit card issuers place caps on the accelerated earn rate categories on their cards and how some cards can really put a damper on maximizing your points and miles earning.

Learn more here
Selecting the right Aeroplan award lesson
Loyalty Lesson: Selecting the right Aeroplan flight award option to maximize the value of your points

Air Canada provides four different points payment options when redeeming for award flights - see which one provides the best value


Learn more here
First Checked Bag Free lesson
Loyalty Lesson: When a credit card first checked bag free benefit isn’t free

You may book a flight with Air Canada or WestJet with their respective credit card for the bag benefit but you should be aware of when it doesn't work


Learn more here
Points Earning Machine
Rewards Canada's Guide to picking a points earning machine

Our how to guide to picking the right big time points earning card or cards for your shopping and redeeming habits

Check it out here
Out Of Province Emergency Medical Insurance Coverage
Guide to Credit Card Out Of Province Emergency Medical Insurance Coverage

A summary of Out Of Province Emergency Medical Insurance Coverage and comparison of what the various cards provide

Learn more here
Aeroolan Cards
Which credit card earns the most Aeroplan Points?

Find out which cards earn the most Aeroplan points across a variety of credit card spend categories. You may be surprised here...

See them here



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